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CentraPoint

Built in South Africa for African businesses

One platform for every way you get paid

CentraPoint brings payment links, hosted checkout, VAT invoicing, subscriptions, debit orders and reconciliation together - across the payment gateways you already use.

  • ZAR-first, multi-currency via gateways
  • 13 gateway plugins
  • Tamper-proof signed links
  • Credentials encrypted at rest

Works with leading African payment providers

  • PayFast
  • Netcash Pay Now
  • Ozow
  • Yoco
  • Peach Payments
  • PayGate (PayWeb3)
  • Netcash Debit Orders
  • Paystack
  • Flutterwave
  • DPO Pay
  • Pesapal
  • M-Pesa (Daraja)
  • MTN MoMo

Compare gateway coverage

Features

Everything between the invoice and the bank statement

Collect once-off and recurring payments, then prove every rand landed where it should.

  • Payment links & hosted checkout

    Create shareable payment links in seconds and send customers to a hosted checkout on the gateway of your choice.

  • Invoicing with VAT

    Issue professional invoices with VAT, let customers pay online by link, and record payments received offline.

  • Recurring billing

    Bill customers on a schedule using gateway subscriptions or bank debit orders.

  • Account reconciliation

    Import merchant statements and let CentraPoint match what was collected against what was expected.

  • Multi-gateway plugins

    Connect the payment providers you already use across South Africa and Africa - cards, instant EFT and mobile money.

  • Webhook & audit logs

    See every inbound gateway notification and every change made by your team.

  • Roles & team access

    Invite your team with role-based access so everyone sees only what they need.

  • API keys & REST API

    Automate payment links, invoices and more from your own systems.

How it works

Up and running in four steps

  1. 1

    Create your account

    Sign up, add your business details and invite your team with admin, staff or viewer roles.

  2. 2

    Connect your gateways

    Add credentials for the providers you use. They are encrypted at rest with AES-256-GCM.

  3. 3

    Get paid

    Send payment links and invoices, run subscriptions and debit orders, or integrate via the REST API.

  4. 4

    Reconcile

    Import statements, auto-match collections, fees and payouts, and clear the exception queue.

Security

Built with payment security in mind

Payment data flows between your customers, your gateways and your bank. CentraPoint is designed to keep that path verifiable.

  • AES-256-GCM

    Gateway credentials encrypted at rest.

  • Verified webhooks

    Signatures checked, then re-verified server-side with the gateway.

  • Signed links

    HMAC-signed payment links resist tampering.

  • Audit trail

    Webhook and audit logs for every change.

Ready to simplify how you get paid?

Create your CentraPoint account, connect the gateways you already use, and start sending payment links and invoices.